There Goes My Credit Card


2009 wasn’t a good year for me financially. There’s a huge hole in my wallet. This year, the government introduced the RM50 per credit card, and I have 3. So, do the math. It’s seriously money down the drain, and with that said, I have every reason to severe one of my 3 credit cards as the photo below:

While I acknowledge that the government does need to find new ways to increase their income while at the same time promote a healthy spending habit, I disagree about the RM50 per principal credit card solely on one reason: WE ARE MOVING BACKWARDS.

In this era of technology, we are required to use credit cards for daily business transaction over the internet, and I was really hoping that the government would give allowance for an individual to have at least 1 credit card without having to pay for the credit card service charge. But with so much subsidies going around, and so much money being pumped here and there to impress the people, I guess the government is short of funds, hence the need to outsource money from credit card users.

I wonder what ever happened to the conventional way of increasing revenue by increasing the prices of cigarettes? Hehehe… Yea, I’m not a big fan of cigarettes 😛

Anyway, with my 2010 resolution being “SAVE MORE AND SPEND LESS“, I’ll be looking out for Kuching’s most affordable, yet delicious nasi lemak. Any suggestions?


  1. in BDC..chinese stall.can’t remember whats the place called but its next to hardware also serve with curry..yummy..
    the other one also in BDC but malay stall..can’t remember where.

    Thanks!! Will look it up Cas.

  2. ‘we are moving backwards’

    what else is new?
    isnt our beloved country has been doing the ‘going backwards’ strategy a lot lately?

    Yess… we are moving even more to the stone age. Couldn’t agree more.

  3. I agree with you that the first card or a person who only own 1 card shud be exempted from paying the tax. ei gov mmg chekik dara betul..

    No other source for money ba.. but they should allow at least one free card 🙁

  4. OMG count me in. Gotta watch my spendings too. Kuchings most affordable, yet delicious nasi lemak, anytime !!

    Know any good place bro? Nasi lemak saves a lot.. cheap ba..

  5. Hi Cyril,

    It is a good move to reduce your credit cards. I am planning to reduce one credit card too. I think Rm50 is still a lot of money for poor people like me. HUHUHU

    Hi Willie. Yes, RM50 is actually A LOT for us..

  6. I still keep my Direct Access wei, some more they increased the limit double fold just last month! trick la tek so that i dont cancel. but im keeping it. dont know why, maybe coz i need it since i travel a lot. who knows when it’ll come handy. but i will definitely kill off one less.

    DA credit cards are like very lacking in quality. In 3 years, I have replaced mine twice 🙁 And yes, they increase my credit limit too.. but since I have 2 DA cards, I decided one is enough.


Please enter your comment!
Please enter your name here

This site uses Akismet to reduce spam. Learn how your comment data is processed.